-#+date: 2017-02-17 20:07:10 +0800
-#+filetags: finance fintech analysis forecasting Markov
+#+date: <2017-02-17 20:07:10 +0800>
+#+filetags: :finance:fintech:analysis:forecasting:Markov:
#+title: Loans and semi-Markov chains
Using Markov chains' transition matrices to model the movement of loans from being opened (in a state of